Tax and Retirement Planning

Oct 8, 2005, Sat, 2:00 - 4:00 PM at Los Altos Public Library

Julia Lin, CPA 李慧瑾

BS from National Cheng-Chi University 政大
Master of Business Administration (MBA) major in Finance, University of Massachusetts.
Certified Public Accountant.
Over 15 years of professional practice in tax & financial planning.
Specialized in Stock Options, Retirement and Wealth Transfer & Estate Planning.
MDRT (Million Dollar Round Table) member since 1999.

Teresa Yang, PhD 楊德端

BS from National Taiwan University
PhD in Biochemistry, University of Massachusetts.
Over 14 years experience in biotech industry. Held various positions as research scientist, group leader and up to associate director of R&D.
Joined New York Life Insurance and Annuity Corporation as financial services professional in 2004.
Licensed in Insurance, Security and Real Estate.
New York Life executive council in 2005.

People are concerned about how to pay for the current financial needs and at the same time save for a comfortable retirement. There are three potential income sources for retirement. 1. Social security. 2. Employer-sponsored retirement plans. 3. Personal savings. In this seminar, we will demonstrate how to adapt tax planning to optimize your wealth for your retirement. We will discuss

What social security benefits are and how social security payment is taxed.
How many types of employer-sponsored retirement plans are available and how the money is accumulated and taxed. Advantages and disadvantages.
What are tax-deferred financial vehicles you as individual can use to save money for your retirement. How to choose the appropriate tools to accommodate your retirement goal.

The quality of your retirement tomorrow will depend on the quality of your planning today. If you take time to develop a solid retirement plan early and execute to it, you will definitely be able to enjoy a comfortable retirement while meeting all your current expense needs.